Nashville Construction Accident Lawyer
The highly competitive nature of this industry often leads to falls and other serious injuries. A few dollars could be the difference between making money and losing money on a given job. Frequently, worker safety ends up on the chopping block. Some bosses believe that safety harnesses and other protective gear slows workers down. Others cut corners on things like safety rails. They consider these things unnecessary expenses.
The experienced Nashville construction accident lawyers at Mitch Grissim & Associates routinely handle these claims in Davidson County and nearby jurisdictions. So, we know what it takes to obtain maximum compensation for your serious injuries. Furthermore, we know all the procedural and evidentiary rules in various forums. Your serious injury claim should never be a proving ground for an inexperienced lawyer.
Workers’ Compensation Matters
When victims fall at work, or sustain any other trauma injury, workers’ compensation provides no-fault benefits which cover economic losses, such as:
- Medical Bills: Workers’ compensation usually covers all reasonably necessary medical expenses, from the first moment of emergency care to the last day of physical therapy. If the insurance company drags its feet about payment, our attorneys can usually connect victims with doctors even if they have no insurance or money.
- Lost Wages: If the victim has a temporary disability, workers’ compensation usually pays two-thirds of the difference between the old and new incomes until the victim can return to work. Permanently disabled victims are usually entitled to a lump-sum payment. The amount of that payment depends on the nature and extent of the injury.
These benefits also cover work-related occupational diseases, like hearing loss. Full compensation is usually available even if a pre-existing or non-work condition contributed to the occupational disease in some way.
As mentioned, these benefits are no-fault benefits. Victims need not prove negligence or anything else to obtain compensation. Full compensation is usually available even if the victim was partially at fault, or even entirely at fault, for the injury.
This phrase is Legalese for an injury claim against an uninsured employer. These cases are more complex, but our Nashville construction accident lawyers are up to the challenge.
Some employers obtain fraudulent policies to fool government inspectors. Commonly, the issuing company either doesn’t exist or is so badly under-capitalized that it cannot financially protect victims.
Other employers make false statements on insurance forms. For example, they might lie about the size of their payroll or the number of employees. Since these items directly affect risk, many insurance companies don’t honor claims in these situations.
Still other employers simply flaunt the law and refuse to buy insurance. They calculate that the substantial money they save outweighs the slight risk of getting caught. Worker safety is not part of the equation.
If the employer had no workers’ compensation insurance, victims may file civil damage claims for their injuries. These victims are entitled to additional compensation for their emotional distress and other noneconomic losses. Additionally, in many cases, companies cannot use some key legal defenses. So, it’s easier to prove that negligence, or a lack of care, substantially caused the accident.
Reach Out to a Savvy Davidson County Construction Accident Lawyer
Construction accident victims are entitled to significant compensation. For a free consultation with an experienced personal injury attorney in Nashville, contact Mitch Grissim & Associates. You have a limited amount of time to act.