Who is Responsible for a Car Accident Involving a Rideshare Company?
Determining responsibility for a car accident is one of the most important issues after a crash, and this matter can become even more complicated when a rideshare company, such as Uber or Lyft, has a vehicle involved in the accident. With more and more people utilizing rideshare vehicles in the Nashville area, questions of rideshare liability are becoming more common in car accident lawsuits. If you or someone you know has been injured in an accident with a rideshare vehicle, you need an experienced Tennessee personal injury attorney representing your interests. Call the office or contact us today at Mitch Grissim & Associates to schedule a free consultation of your case.
In most car accident cases around Nashville, the driver of one or more vehicles is usually at fault for a crash. If a driver strikes a rideshare vehicle and injures people, that driver is at fault for the accident. Liability would work just like any other accident and that driver’s insurance provider would get involved. However, if the driver of a rideshare car strikes another vehicle on the road, the issue of liability can be more complex. Questions of whether the driver was on the clock or was driving a passenger can all add to the complexity of liability in this type of car accident. And while rideshare companies mandate that their independent contracting drivers maintain their own auto insurance policies, the companies also maintain insurance policies that may be reached by injured victims.
Rideshare Company Liability Policies
Rideshare companies like Uber and Lyft maintain insurance policies up to one million dollars per accident for situations when driver coverage is missing or is not enough to cover the damages of people injured in an accident. If a rideshare driver is on the clock but without a passenger and causes an accident, their personal auto insurance will cover damages up to the policy limit, and the rideshare company’s policy will kick in only if the personal coverage is not enough.
However, if the driver is carrying a passenger at the time of the crash then the rideshare company’s policy may cover damages if they are injured in the accident. The insurance coverage for rideshare companies may also be reached by injury victims if the at fault driver in an accident is uninsured or underinsured, regardless of whether the driver worked for the company or was driving another car. An experienced Tennessee car accident attorney can help you sort out the complex issues of liability if you are hurt in a rideshare crash.
Let Us Help You Today
When you opt to take a rideshare vehicle you expect a safe ride to your destination, and if an accident occurs because of your driver the company they work for should be held accountable for your injuries. If you or a loved one has been injured while riding in a rideshare car, call or contact the Nashville car accident attorneys at Mitch Grissim & Associates today for a free consultation.