Suffering a serious on the job injury may mean that you have to miss work for an extended period of time, which is why the workers’ compensation system was invented. Workers’ comp helps support injured workers until they’re able to return to work, if they ever can. Unfortunately, many people seeking workers’ compensation may find their claim denied by the workers’ compensation company, leading to a very fraught financial situation.
Making sure that you follow the proper protocol is key in making sure you receive your benefits so that you can focus on recovering from your injuries. Here are some tips for making sure you receive your Nashville workers’ compensation benefits and advice for getting legal help for denied claims.
When attempting to receive your workers’ compensation benefits, it’s important that you understand the insurance company will be doing everything that they can to limit or deny your payout, which is why you need to be proactive about reporting and documenting your workplace injury.
First, be sure to report your injury to your boss, and your intention to file a workers’ compensation claim as soon as you can. Delaying reportage may make it seem like your injury isn’t serious and may give your insurance company reason for denying your claim.
Secondly, it’s important that you document your injury and how it occurred as fully as possible. In addition to filling out and submitting a standard workplace accident report, you need to interview any of your fellow co-workers who witnessed your injury and can speak to its seriousness.
Treat Your Injuries
Severity of your injury matters when it comes to receiving Nashville workers’ compensation, which means you need to treat your injury with the attention it deserves. Seek medical treatment and examination from a doctor as soon as possible, which will demonstrate both that your injury is severe and that you’re taking the proper steps toward recovery.
Also, be sure to follow any and all treatments that your doctor suggests. If you suspend treatment for any reason, this could indicate to your workers’ compensation insurance company that your condition isn’t severe enough to qualify for extended benefits.
Beware of Insurance Company Negotiations
Perhaps the most important thing that you can do to receive your workers’ compensation benefits is to properly deal with the insurance company. Although this may seem stressful, with the right tips you should easily be able to deal with your workers’ comp insurer and receive the benefits that you need.
Understand that the process will go more smoothly if you give your workers’ comp insurance company limited access to your medical records. Of equal importance is being consistent with your statements regarding your accident. If your insurer detects inconsistencies, they may deny your claim. Finally, if your insurer ever wants to take a recorded statement, do not agree to this unless your attorney is present.
Secure Your Nashville Workers’ Compensation
The best way to guarantee that you’ll receive your Nashville workers’ compensation benefits is to hire an attorney from Mitch Grissim & Associates. We understand the process of applying for workers’ compensation, and can deal with your insurance company so that you can focus on recovering from your injury. Learn more about our legal services and plan a consultation about your case.